Earnings Outlook For Synchrony Finl

Synchrony Finl (NYSE:SYF) is preparing to release its quarterly earnings on Tuesday, 2025-07-22. Here's a brief overview of what investors should keep in mind before the announcement.

Analysts expect Synchrony Finl to report an earnings per share (EPS) of $1.71.

Synchrony Finl bulls will hope to hear the company announce they've not only beaten that estimate, but also to provide positive guidance, or forecasted growth, for the next quarter.

New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).

Overview of Past Earnings

The company's EPS beat by $0.22 in the last quarter, leading to a 2.78% increase in the share price on the following day.

Here's a look at Synchrony Finl's past performance and the resulting price change:

Quarter

Q1 2025

Q4 2024

Q3 2024

Q2 2024

EPS Estimate

1.67

1.92

1.79

1.35

EPS Actual

1.89

1.91

1.94

1.55

Price Change %

3.0%

3.0%

0.0%

-3.0%

Performance of Synchrony Finl Shares

Shares of Synchrony Finl were trading at $70.04 as of July 18. Over the last 52-week period, shares are up 38.7%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release.

Analyst Observations about Synchrony Finl

Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on Synchrony Finl.

The consensus rating ...