Realkredit Danmark reports net profit of DKK 2,455 million for the first half of 2025

Press release

 

Tel. +45 45 14 14 0018 July 2025

Realkredit Danmark reports net profit of DKK 2,455 million for the first half of 2025

Realkredit Danmark today published its interim report for the first half of 2025.

Kamilla Hammerich Skytte, CEO, comments on the financial results:

"The result for the second quarter is solid and above the level in the same period last year. A net impairment reversal had a positive effect on the result.

Also in the second quarter, Realkredit Danmark and Danske Bank launched several initiatives in the home finance area, which is a central focus area of the Danske Bank Group's Forward '28 strategy. One such initiative is the Danske BoligStart concept, designed to offer favourable conditions for home finance customers aged 18-38. This concept aims to offer an easy and simple home-buying experience, aiding customers to go through the process with greater confidence.

We have also removed the additional margin charged on new loans with interest-only periods of up to 10 years where the loan-to-value ratio is below 60%. With this initiative, we want to give customers the opportunity to assess whether the composition of their savings provides the right balance between home equity, available funds and pension savings.

We are continuously enhancing our digital solutions to offer the best value proposition for our customers. In 2025, in collaboration with Danske Bank, we have developed a new housing universe in Danske Mobile Banking. This platform offers customers ...